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Advantages
- As much as $100 supply: with the intention to earn $100 bonus, after getting accepted for this SoFi bank card, it’s essential to additionally open and fund each a SoFi Cash and a SoFi Lively Make investments account with a minimum of $100 in every account inside 30 days of SoFi Credit score Card account opening. See terms.
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Earn 2% money again on all eligible purchases.
- Cellular phone safety: rise up to $800 per declare and $1,000 per 12 months in cellphone safety towards lined theft or injury for telephones listed in your month-to-month cellphone invoice once you pay it together with your eligible bank card. Deductible $50.
- No overseas transaction payment.
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No annual payment.
Disadvantages
- In regards to the factors worth: if you happen to redeem factors as money deposited into your SoFi Cash or SoFi Make investments or a Sofi mortgage account, then your factors will redeem at a fee of 1 cent per level. When you redeem factors as a press release credit score into your SoFi Credit score Card account, then your factors will redeem solely at a fee of 0.5 cents per level.
Abstract
That is one other 2% money again no annual payment card, much like Citi Double Cash (DC) (MasterCard), Fidelity Rewards (Visa), and Synchrony PayPal Cashback (Mastercard). This card is exclusive amongst them as a result of it has no FTF, and it has cellphone safety. So if you happen to want these options, this card is an effective alternative!
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