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2022.11 Replace: The 75k supply is again, this time with a decrease spending requirement: $3k in 3 months. Provide expires on 12/05/2022.
2022.7 Replace: The higher supply is expired. The present supply is barely 50k now.
2022.5 Replace: The brand new supply is 75k ($5k spending requirement). Provide expires on 07/11/2022. Beforehand there was a 50k+50k supply however the latter 50k requires $12k spending.
Utility Hyperlink
Advantages
- 75k supply: earn 75,000 Southwest miles after spending $3,000 within the first 3 months.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Value), so the 50k supply is price about $650. See A Beginner’s Guide to Southwest Miles for particulars about Southwest Miles.
- Earn 2x miles per greenback spent on Southwest Airways, native transit and commuting (together with rideshare), Web, cable, telephone providers, and choose streaming, and Rapid Rewards hotel and car rental partner. Earn 1x mile per greenback spent on all different purchases.
- Obtain 3k Southwest Miles after paying the annual payment yearly after your second annual cardholder 12 months.
- 2 EarlyBird Test-In per 12 months.
- 25% again on in-flight purchases.
- In case you earn 125k Southwest miles in a 12 months, you get the Southwest companion cross certificates which is legitimate till the top of subsequent calendar 12 months!
- Refer a pal (focused): You possibly can earn 5,000 bonus Southwest miles for each authorized account you refer, as much as a most of 10 authorized referrals (50,000 Southwest miles) per calendar 12 months.
Disadvantages
- Annual payment $69, not waived first 12 months.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically inside the USA and to/from Mexico, Central America, and the Caribbean.
- It has overseas transaction payment, so it is not a good selection outdoors the US.
Really useful Utility Time
- [5/24 Rule] You probably have 5 or extra new accounts opened up to now 24 months, Chase won’t approve your utility for this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts open over 24 months, not solely Chase accounts. See this post for particulars about tips on how to presumably bypass this rule.
- This product is out there to you for those who don’t have any Southwest private bank card and haven’t obtained a brand new cardmember bonus for any Southwest private bank card up to now 24 months. Be aware that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We suggest you to use for this card after you will have a credit score historical past of greater than a 12 months.
Abstract
The 75k highest sign-up bonus gives a superb worth. In case you apply for a private Southwest card and a enterprise Southwest card, each when have the very best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Move. Bear in mind which you can not get two private Southwest playing cards on the similar time now. The most effective timing to get the Companion Move is the start of a calendar 12 months, as a result of it will likely be legitimate till the top of subsequent calendar 12 months!
Now you’ll be able to solely select one Chase Southwest private card from the three accessible. In case you don’t fly Southwest continuously, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual payment is probably the most appropriate for you. In case you fly Southwest continuously, then the Chase Southwest Precedence with extra advantages could also be higher.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Charge | $69 | $99 | $149 | $99 | $199 |
| Varied Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; International Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Finest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases drive you to decide on just one private Southwest bank card among the many three. However you’ll be able to have each private and enterprise playing cards.
Really useful Downgrade Choices
- You cannot downgrade this card to any card with no annual payment, so I recommend you shut it while you don’t need to hold it any longer.
After Making use of
- Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the response from the automated line will probably be one of many following: Obtain resolution in 2 weeks means your utility might be authorized; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional overview and there’s nothing to let you know for now. Be aware that is all anecdotal, and your utility might swap from one standing to a different all through the appliance course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it for those who didn’t get instantly authorized.
Historic Affords Chart
Be aware: Generally there may be 50k+50k supply on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
